Your income is essential – It needs protection!
Making your own choices
The freedom to make decisions is important to each of us. Choices allow some control and security in life. You choose to work, and the resulting income helps determine your individual lifestyle. You choose the size and style of the home you live in and the vehicle you drive. You decide how much of your income to spend or save after bills are paid – when to splurge, when to hold back, and how much you can afford for extras. It’s your choice.
A disability can take away your choices and control
An accident or serious illness can topple your carefully planned world in an instant. Although no one plans on being disabled, even for a short period, it happens. Like a row of falling dominoes, your inability to earn an income could set off a financial chain reaction that could take away your choices and financial security. How much lost income would it take for this to happen to you?
A disability can disrupt your world
Health insurance only goes so far. Think about how much an accident or serious illness could cost you.
There will be…
Medical bills (emergency room, hospital, surgical costs) to pay.
After you…
Exhaust paid sick leave and vacation – paychecks stop!
But…
Medical bills (rehab, chemotherapy, and dialysis) could continue,
So you…
Empty savings and retirement funds.
Eventually, you could…
Lose your job,
Lose health insurance coverage from your employer,
And have to…
Sell your home, cars and valuables just to get by.
