Retirement Planning
At Ambrus Financial, we focus on retirement planning from a perspective of growth with safety, while minimizing or eliminating income taxes in your retirement years.
There are a number of investment vehicles you can choose from to save for retirement. Most people, when thinking of retirement planning, are familiar with plans such as a 401(K), 457, 403B, or IRAs and ROTH IRAs. Generally these retirement/investment vehicles are funded with stocks and bonds… that inherently expose you to market risk. Or you can play it safe with traditional CDs, money market or savings accounts that provide safety, but with significantly lower growth potential. Plus you must also take into consideration the tax implications of these different investment options. Do you pay the tax now… or later?
What if there was a way to combine the best of both worlds and protect yourself from downside market risk while experiencing the opportunity for excellent growth? That is what we offer at Ambrus Financial using either Indexed Universal Life (IUL) or Fixed Indexed Annuities; both insurance products that can give you the best of both worlds.
